To determine how much you borrowed, evaluate ‘Mijn schulden’ during the Mijn DUO. You will find announcements about your loans not as much as ‘Mijn berichten’. These could end up being released away. If you would like an announcement regarding obligations to own a home loan application or taxation get back, sometimes all the information inside the Mijn DUO will do.

On the Netherlands, your student loans or lifelong training borrowing from the bank is taken into account whenever calculating simply how much you could potentially use having a home loan. Most mortgage brokers ergo need proof so it – particularly, the degree of the modern debt. DUO has conformed having lenders to promote that evidence by submitting the newest notification provided at the outset of your repayment phase, saying how much you ought to pay monthly. Discover this alerts in the Mijn DUO, less than ‘Mijn berichten’.

And that notice you will want to fill out will depend on should your fees stage first started. If it is prior to 2017, then you definitely acquired the brand new notification when you look at the January of the season for the and this their repayment stage already been. If this try throughout otherwise shortly after 2017, your obtained they 8 weeks ahead of the start of the cost phase. That’s constantly into the Oct otherwise November. Will you be paying down a good lifelong discovering borrowing? You gotten brand new notification inside the January, following stop of your lifelong training borrowing.

While struggling to discover the notification in the Mijn DUO, you could potentially demand a copy using all of our on line contact form. Might receive which of the blog post within this 2 weeks.

A lot more payments

Have you ever made volunteer extra money? Often, financial organization take this into account whenever calculating how much cash you normally use. Such, because enjoys shorter the kept monthly instalments otherwise as you enjoys eliminated the debt totally. Since research, you can use brand new verification you received if we canned your own volunteer percentage. And/or alerts saying your smaller month-to-month instalment. For people who paid because of the top, you should discovered that it contained in this step 3 business days. If not, it takes up to two weeks.

If you need a detail by detail report off loans, we are able to e-send they to you to your consult. But this might be only you are able to when you yourself have entered a legitimate e-send target in the Mijn DUO. To guard their privacy, we can not elizabeth-send announcements title loans Minnesota, texts and other data. Including, your request need certainly to are from the fresh elizabeth-mail target inserted during the Mijn DUO.

To help you consult an entire declaration out-of personal debt, play with the online contact form. Depending upon your role, you are going to receive the following the guidance:

• their brand new debt equilibrium in the very beginning of the cost phase.
• your existing financial obligation balance, as well as interest accrued.
• your interest and its particular age of authenticity.
• the fresh levels of any extra money produced in addition to their value dates.
• their dated and you may the newest month-to-month instalments, as well as their starting dates.
• the rest title of the debt.
• verification from complete installment.

Annual statement for Dutch tax bodies

Quite often, you don’t need so you’re able to declare their the student loans when submitting a taxation return from the Netherlands. Thus, we really do not deliver an annual declaration while the fundamental. If you wish to know your current loans balance, you can find it inside Mijn DUO less than ‘Mijn schulden’. And you can below ‘Schuldhistorie’ you will find the fresh quantity you owed toward 29 December off earlier age.

Can you inhabit the fresh new Dutch Caribbean? And have you reduced the beginner obligations? Then you’ll definitely discovered an annual report.

• the total amount outstanding is more than € step 3,2 hundred while you are unmarried or higher than simply € 6,400 if you have somebody, and you can
• your property from inside the Field 3 (deals and you will financial investments) surpass the fresh new exemption threshold. Into the 2021 that is € fifty,one hundred thousand to possess solitary people otherwise € a hundred,100 getting lovers, on resource go out being .

You don’t need to state the student financing as earnings when you document an income tax get back. We are able to, yet not, deliver a trains and buses declaration if you prefer they to have your own declaration.

If you find yourself incapable of sign in Mijn DUO, play with the on line contact page alternatively to inquire of for the yearly declaration.